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When you purchase a home or refinance, there are four major factors for mortgage qualification.
These are:
- Income: How much do you earn?
- Credit History: Have you managed your debts in a credit worthy manner?
- Down Payment and Closing Costs: How much cash or liquid assets do you have to put towards the purchase?
- Debt and Obligations: Do you have excess debts (car loans and credit card debt) which limit the monthly mortgage payment you're able to make?
Our expert team of loan professionals can help analyze this information to
determine what programs are best suited to your situation.
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Here
are a few options you may want to consider...
Purchase
Other
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