AURORA MORTGAGE LOAN COMPANY FOR FIRST TIME COLORADO HOME BUYER, COLORADO HOME LOAN, DENVER METRO LOAN PROGRAMS | |||||||||||||||||||||||||||||||||||||||||||||||
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Knowledge
of the industry and loan products combined with the skill
to match those products to our clients needs is critical when
it comes to making sure that the transaction goes smoothly.
Serving Aurora, Littleton, Lakewood, Denver, Castle Rock, Franktown, Parker, Broomfield, Westminister, Arvada, Greenwood Village, Colorado
About Us
ALMC Mortgage is a Colorado based company. Our main office is centrally located in Aurora. We offer a variety of loan programs such as Home Purchase, FHA Loans for Purchase, Refinance, Streamline Refinances, Home Equity Line of Credit and Second Mortgage.
As your mortgage loan professional we work hard to find the most competitive loan programs available. We know how important it is to get the job done well and in a timely manner. Our high quality and hassle free service is fast, efficient, and courteous.
Whether you are purchasing a home, refinancing your existing home, or getting a second mortgage, ALMC offers flexible terms and competitive rates.
0% Down Payment
That's right! Zero down payment! You may be able to purchase a home with NO money down! You could finance the entire purchase price allowing you to buy a home today and not have to save for a home tomorrow. You can qualify for this program if you have good credit history. The loan can be structured as a first and second combination loan to help avoid paying Private Mortgage Insurance(PMI). This alone could save you as much as $100.00 per month!
Only 3% down! You may be able to purchase a home with as little as $6,000 down on a $200,000 home! You can qualify for this program if you have good credit history and verifiable income. Depending upon the exact mortgage program, the down payment money can even be a gift of funds from family or friends.
With 5% to 10% of your own money for a down payment, you may qualify for some of the best rates available in the market if you have excellent credit history and verifiable income. We also have No Income Verification programs with 5% or 10% down.
With 20% of your own money for a down payment, you will have the entire loan program options available to you! The best part about putting 20% down is that you are not required to pay Private Mortgage Insurance (PMI)! Use the equity in your current home to roll over to the purchase of a new home.
Refinancing: Can be a great option if you are wanting a lower rate and payment, need cash for home improvements or need to consolidate bills. A couple rate options are a Fixed Rate and an Adjustable Rate (ARM).Second mortgages allow you to avoid Mortgage Insurance (MI) when you purchase a home, or access the equity in your home when you refinance. There are two types of second mortgages available Home Equity Line of Credit & Closed End Second Mortgages.